Roof Insurance Claims

An insurance claim starts with a record of what happened, not an assumption that replacement is covered. For storm damage at a New Haven, CT property, preserve the date, indoor photographs and views taken safely from the ground. Contact the insurer about its process and describe any immediate need to protect exposed areas.

Building a record of the damage
Ask the roofer whether the inspection includes photographs, a description of affected materials and a proposed repair or replacement scope. Any meeting with an adjuster or temporary protection should be agreed with the provider.

Keep coverage questions separate
Verify anyone offering work and read the agreement before signing. Direct deductible and coverage questions to the insurer; a roofing proposal does not establish coverage.

Discuss inspection after roof damage and summarize the damage date, affected roof areas, and inspection needs.